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Docyt ACH Banking Holiday Schedule 2024

Standard ACH Transfer Duration Typically, a standard ACH transfer can take up to five business days to clear. It's important to note that initiating payments on bank holidays can affect this timeline, as these transfers will be delayed until the next available business day.

Be mindful of these dates when scheduling your ACH payments:

2024 US Banking Holidays: 

  • Monday, January 1: New Year's Day
  • Monday, January 15: Martin Luther King Jr. Day
  • Monday, February 19: Presidents Day
  • Monday, May 27: Memorial Day
  • Wednesday, June 19: Juneteenth National Independence Day
  • Thursday, July 4: Independence Day
  • Monday, September 2: Labor Day
  • Monday, October 14: Columbus Day
  • Monday, November 11: Veterans Day
  • Thursday, November 28: Thanksgiving Day
  • Wednesday, December 25: Christmas Day

Proactive Planning for Smooth Transactions:

  • Schedule Payments in Advance: Be aware of these bank holidays when setting up payments. This ensures your financial obligations are met without delays.
  • Business Continuity: Strategic planning allows your business to fulfill its financial commitments, even during bank holidays.

Bank Holiday FAQ:

  • Impact on ACH Payments: Payments initiated on banking holidays, like those on weekends, will be processed on the next business day.
  • Weekday Holidays: Payments initiated on a bank holiday falling on a weekday will be processed the following business day. For example, a payment on Thanksgiving Day (Thursday) will be processed the next business day (Friday).
  • Weekend Holidays: For holidays on a Saturday, Federal Reserve Banks and Branches will be open the preceding Friday. For holidays on a Sunday, they will be closed the following Monday.

By planning and being aware of these dates, you can ensure the timely processing of your ACH transactions and maintain uninterrupted financial operations in 2024.